2012年12月29日星期六
Leeds Building Society Cuts Home Loan Rates
Prospective home loan holders may wish to explore the possibility of taking advantage of new mortgage deals on offer from one financier.
In news that may be of particular note to anyone with Leeds Building Society savings, the lender announced earlier this week (September 19th) that it has decided to reduce rates attached to its five-year fixed rate products by up to 0.86 per cent.
For instance, its fee-assisted deal permitting a loan-to-value (LTV) figure of 85 per cent has been cut to a market-leading rate of 4.59 per cent, while its 80 per cent LTV alternative can now be taken out at 4.19 per cent.
Kim Rebecchi. Sales and marketing manager at the company, commented: "With the cost of living spiralling, many customers want to control their mortgage and fixing their monthly repayments is a good way of doing that."
This comes after Paul Holmes of Firstrung indicated that a growing number of home loan holders may find themselves slipping into negative equity in the near future.
This is coupled with other more news that the company announced that they are to add to their existing range of savings accounts.
Leeds Building Society unveiled a fresh one-year fixed rate ISA with a figure of 3.25 per cent attached, which has been designed with people looking for an attractive product in which to invest their 2011-12 tax-free allowance.
Furthermore, the deal permits access to 25 per cent of the fund stored with no notice required or penalty charge.
Kim Rebecchi モンクレール, sales and marketing director at the company, observed: "We know that tax-free savings are very important to our customers and this is especially so in the current high inflation and low interest rate environment."
Meanwhile, the lender has also launched a new one-year fixed rate bond with a guaranteed return of 3.46 per cent that can be opened with a deposit of as little as 100.
In related news, individuals wanting to take advantage of the best ISA rates available on the market in the wake of the recession may be interested in a new range of offers from one financier.
As of earlier this month (September 6th), Nationwide announced it has increased rates attached to many of its savings accounts, including its fixed rate bonds and ISA deals.
For instance, both six-month and one-year bond packages will now be subject to raised figures of 0 moncler.2 per cent, while the lender has also created a fresh two-year alternative offering a gross annual return of between 2.95 and 3.2 per cent モンクレール ダウン.
Meanwhile, the company's one-year fixed ISA product has been boosted by 0.2 per cent to between 2.85 and 3.1 per cent tax free.
Richard Marriott, head of savings at Nationwide, observed: "Our extensive range offers savers the variety to choose a product to help suit those needs."
Recently, research by Lloyds TSB revealed many parents aim to open a savings account for their child as soon as possible following their birth.
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